The Rural Dream Is Real — But So Are the Details
From the rolling hills near Cannington to the lake-adjacent lots of Ramara or the peaceful backroads outside Fenelon Falls, rural properties in Ontario are more popular than ever. But buying in the country isn’t like buying in town — and there’s a lot more to consider.
Here’s what every buyer needs to know before going off-grid (or just off the beaten path).
- You’re Likely Not on City Services
Most rural properties don’t have access to municipal water, sewer, or gas lines. That means you’ll need to understand:
- Septic systems(How old is it? When was it last pumped? Is it compliant?)
- Wells(Drilled vs. dug, water flow, and quality testing)
- Propane or oil heating(and the costs involved)
👉 Always get a qualified inspection on both the septic system and the well before closing.
- Zoning Can Make or Break Your Plans
Want to build a shop, raise animals, or run a home business? Don’t assume you can.
Rural properties fall under different zoning categories (e.g., agricultural, rural residential, etc.). These determine what you can legally do with the land.
👉 Your realtor should help you verify zoning and any municipal bylaws that apply — before you buy.
- Driveways, Access Roads & Snow Removal
In rural Ontario, access isn’t always simple. Is the driveway shared? Who maintains the private road in winter? Will emergency services be able to reach the property?
👉 Look into road maintenance agreements, easements, and driveway rights-of-way.
- Internet May Not Be Fast (Yet)
Rural broadband is improving, but it’s not a guarantee. If you work remotely or stream often, check what’s available in the area — from Starlink to local providers.
👉 Tip: Ask neighbours what they use and how reliable it is.
- Insurance Costs Can Differ
Some rural homes — especially log cabins, waterfront cottages, or older buildings — may come with higher insurance premiums or extra requirements.
👉 Be sure to get a quote early in the process to avoid last-minute surprises.
- Rural Living Is Peaceful — But Not Always Simple
Owning rural property can mean more independence and privacy… and more responsibility. From water systems to wildlife and snow loads, be ready to maintain your property like a pro.
Work With an Agent Who Knows the Land
At the Gerry Lodwick Team, we’ve helped clients buy and sell rural homes across Brock Township, Kawartha Lakes, Simcoe County, and beyond. We know what to look for — and what to avoid.
Thinking about rural life?
Contact us here and let’s talk about your goals, wishlist, and ideal countryside property.
